Empowering Financial Literacy: Your Path to Smart Money Management

This month, we're on a mission to transform the way you think about and handle your finances. Our goal is to equip you with the essential knowledge and practical skills needed to make confident, informed financial decisions that can shape your future.

Financial literacy isn't just about understanding numbers—it's about gaining the power to take control of your financial destiny. Whether you're just starting your financial journey or looking to refine your existing money management strategies, we're here to provide you with the tools and insights you need to succeed.

From budgeting and saving to investing and planning for long-term goals, our comprehensive approach will help you develop a holistic understanding of personal finance. By the end of this month, you'll be empowered to make smarter choices, build financial resilience, and create a more secure financial future.

nCino Delivers Strong Financial Performance in Fiscal Year 2025

nCino (NASDAQ: NCNO), a leading cloud banking platform provider, has reported impressive financial results for the full year 2025, showcasing robust growth and continued market momentum.

Key Financial Highlights

• Revenue: The company achieved a remarkable $540.7 million in total revenue, representing a solid 14% year-over-year increase from fiscal year 2024.
• Strategic Growth: The financial results underscore nCino's strong market position and effective business strategy in the digital banking solutions sector.
• Market Performance: The company continues to demonstrate resilience and innovation in a competitive financial technology landscape.

These results reflect nCino's ongoing commitment to delivering cutting-edge cloud banking solutions and maintaining its leadership in digital transformation for financial institutions.

The economic tremors are reverberating across the globe, with Asia bearing the brunt of the financial turbulence. While the region seems to be experiencing the most intense impact, the ripple effects are being felt far and wide, painting a challenging global economic landscape. From Tokyo to Singapore, Asian markets are witnessing unprecedented volatility, with investors growing increasingly anxious about the uncertain economic climate. The region's powerhouse economies are struggling to maintain stability, facing headwinds from multiple directions including trade tensions, supply chain disruptions, and lingering pandemic aftereffects. But this isn't just an Asian phenomenon. Economies worldwide are grappling with similar pressures—rising inflation, geopolitical uncertainties, and shifting market dynamics are creating a perfect storm of economic complexity. No corner of the global financial ecosystem appears immune to these widespread challenges. The interconnected nature of today's global economy means that what happens in one region quickly cascades across international markets. As Asian economies navigate these turbulent waters, the rest of the world watches with a mixture of concern and anticipation, wondering how these developments will reshape the economic landscape in the months ahead. MORE...

Thailand braces for potential economic slowdown as U.S. tariffs threaten to trim growth by a full percentage point, according to the country's finance minister. In a strategic response to protect its export-driven economy, the Thai government is preparing a comprehensive countermeasure package. Finance Minister Pichai Chunhavajira revealed an ambitious plan to mitigate the impact of U.S. trade restrictions. The proposed strategy includes increasing imports of American goods, selectively removing tariffs on U.S. products, and addressing existing non-tariff barriers and tax complications. Speaking to reporters on Thursday, Chunhavajira emphasized the government's commitment to maintaining Thailand's economic resilience in the face of challenging international trade dynamics. The proactive approach aims to minimize potential economic disruption and preserve the country's competitive position in global markets. By implementing these strategic measures, Thailand hopes to cushion the blow of potential trade tensions and demonstrate its adaptability in an increasingly complex global economic landscape. MORE...

In a candid assessment of current economic challenges, finance expert Peter Ricchiuti offers a stark warning about the devastating impact of tariffs on business operations. Describing these trade barriers as "prosperity killers," Ricchiuti paints a vivid picture of the modern business landscape as an exhausting and unpredictable game of strategic survival. Entrepreneurs now find themselves constantly adapting, much like players in a relentless game of Whack-A-Mole, where solving one economic challenge immediately triggers another unexpected obstacle. MORE...

The University of Maryland has launched an innovative new center dedicated to empowering students with critical financial life skills. The center focuses on training peer mentors who will help their fellow students navigate the complex world of personal finance, offering comprehensive guidance on budgeting, investing, and financial planning. At the heart of this initiative is a commitment to financial literacy, recognizing that many young adults enter college without fundamental money management skills. The peer mentor program provides a unique, student-to-student approach that makes learning about finances more approachable and less intimidating. Participants will learn practical skills that extend far beyond the classroom, including how to create realistic budgets, understand investment strategies, and make informed financial decisions. The center's curriculum covers everything from basic saving techniques to more advanced topics like retirement planning and investment portfolio management. Trained peer mentors will serve as financial coaches, offering workshops, one-on-one counseling, and interactive sessions that break down complex financial concepts into digestible, actionable advice. This approach not only helps students manage their current financial challenges but also prepares them for long-term financial success. "Our goal is to demystify financial planning and give students the confidence to take control of their financial futures," said the center's director. By equipping students with these essential life skills, the University of Maryland is investing in its students' personal and professional development in a truly meaningful way. MORE...

In a swift response to the recent trade tensions, Israeli Finance Minister Bezalel Smotrich has mobilized his ministry's top officials to develop a strategic plan to shield Israel's economy from potential fallout. The urgent meeting comes on the heels of President Donald Trump's controversial decision to impose tariffs on Israeli exports, signaling the government's commitment to protecting national economic interests. Smotrich's proactive approach underscores the potential challenges facing Israeli businesses and exporters in the wake of the new trade restrictions. By quickly assembling a team of economic experts, the Finance Minister aims to craft a comprehensive strategy that will minimize economic disruption and safeguard Israel's international trade relationships. The emergency consultation reflects the growing complexity of global trade dynamics and the need for agile governmental responses to sudden policy shifts. As Israel prepares to navigate these turbulent economic waters, Smotrich's immediate action demonstrates the country's determination to maintain economic resilience and stability. MORE...

In a bold move to address trade imbalances, the United States has imposed a 27 percent reciprocal tariff on Indian imports, citing India's historically high import duties on American goods. The Trump administration's strategic decision aims to level the playing field and reduce the growing trade deficit between the two nations. This latest trade action underscores the ongoing economic tensions and highlights the administration's commitment to protecting American manufacturing interests. By implementing these targeted tariffs, the US seeks to create a more equitable trading environment and encourage fair economic practices. The reciprocal tariffs signal a significant escalation in trade negotiations, potentially putting pressure on India to reconsider its current import policies and trade barriers. Economists and trade experts are closely watching how this development might impact bilateral trade relations and the broader economic dynamics between the two countries. As global trade landscapes continue to evolve, this move represents another chapter in the Trump administration's aggressive approach to international trade negotiations, prioritizing American economic interests and seeking to rebalance international commercial relationships. MORE...

OneRoyal, a leading global multi-asset broker, has achieved a significant milestone by securing membership with the Financial Commission, a prestigious independent self-regulatory organization dedicated to maintaining high standards in the financial services industry. Effective March 13, 2025, Royal ETP LLC, a key entity within the OneRoyal group, has been officially welcomed as a member of this renowned external dispute resolution (EDR) body. This strategic affiliation underscores OneRoyal's unwavering commitment to transparency, client protection, and exceptional trading standards. By joining the Financial Commission, OneRoyal reinforces its dedication to providing traders with a secure, reliable, and client-focused trading environment that prioritizes integrity and professional excellence. The membership represents more than just a formal recognition; it signals OneRoyal's proactive approach to maintaining the highest levels of operational integrity and customer trust in an increasingly complex financial landscape. MORE...

A specialist lending institution has achieved a remarkable milestone, reporting a record loan portfolio and marking its third consecutive year of profitability. The financial powerhouse has demonstrated exceptional resilience and strategic growth in a challenging economic landscape. The lender's impressive performance highlights its robust business model and ability to navigate complex market conditions. By expanding its loan book to unprecedented levels, the company has not only strengthened its market position but also showcased its commitment to sustainable financial growth. This achievement underscores the organization's strategic vision and operational excellence. The consistent profitability over three years signals strong management, effective risk assessment, and a deep understanding of customer financial needs. Investors and industry analysts are likely to view this accomplishment as a testament to the lender's strategic planning and adaptability in an ever-changing financial environment. The record loan book represents more than just numerical success; it reflects the company's ability to provide innovative financial solutions and maintain steady growth. As the financial sector continues to evolve, this specialist lender stands out as a beacon of stability and strategic success, setting a benchmark for performance and resilience in the competitive lending market. MORE...